Since 2007 this sector has seen significant changes to the lenders criteria, against a backdrop of falling commercial values, linked to higher rental yields.  Several of the high street lenders, have significantly changed their policies, and only wish to lend within the unexpired term of the lease.  The good news is that we have the lenders who are still willing to lend up to 75% of the purchase price/valuation, over a period exceeding the length of the lease.