We are Master Brokers, dealing directly with the clients and lenders. This ensures that the case is presented with all the facts, to obtain the best possible terms for the client.
Our knowledge of the Commercial Property Mortgage market means that we can select the most appropriate lender to suit each individual case, thus allowing the client to move quickly to exchange contracts.
We are wholly independent of any Lender, Insurance Company or Business Transfer Agent, and therefore can offer impartial advice to the borrower.
We are happy to discuss your initial enquiries over the telephone, and advise you on whether the commercial property finance can be arranged, and give an indication of rates and repayments.
Kevin Beck, the Managing Director, has over twenty five years experience in the lending industry. His experience and expertise enabled him to establish Fleet Commercial Finance Ltd. in 1992.
Fleet Commercial Finance Ltd. was formed to provide a professional Commercial Mortgage Broking service.
We provide city expertise, with a personal service to you and your clients to provide the best possible commercial property mortgage to suit individual mortgage requirements.
If you are an intermediary, such as an Independant Financial Adviser, accountant, solicitor or commercial estate agent, we shall honour your relationship with the client and you may write all the clients’ insurance business.
We are a fee based brokerage and our fees are negotiable.
We may also receive commission from the lender.
Our fee becomes payable by the client upon the client’s acceptance of the offer, arranged on their behalf.
We can provide commercial property mortgages on freehold Pubs, Hotels, Rest and Nursing Homes – loans of up to 70% of going concern purchase price.
100% finance is available for sitting tenants who are able to buy the freehold of their existing premises at a discount below market value.
On Freehold Offices, Factories and Warehouses for owner occupiers, and for Investment purposes, loans of up to 75% of the bricks and mortar value / purchase price are available.
We can offer loans up to 100% of the purchase price for commercial property mortgages for professional practices such as doctors, dentists, vets, accountants, etc.
In addition, we offer comprehensive facilities for Invoice Discounting and Factoring. This facility may be of special interest to companies wishing to improve their cashflow and can provide a firm base for expansion.
Our Lenders use Bank Rate, Finance House Base Rate and 3 Months LIBOR. Interest Rates vary from 2.5% above Base, variable. Fixed rates are available on request. In view of the above information, if we can be of any assistance in placing your Commercial Property Mortgage Business, please do not hesitate to contact us.